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Bank Statement Summaries for Loan Applications

Get approved faster with organized financial summaries. Perfect for mortgages, personal loans, and bank statement loans. Show 12-24 months of income history in a lender-friendly format.

12-24

Months coverage

Self-employed

Friendly format

Income

Verification made easy

All lenders

Accepted format

Create Your Loan Summary Now

Perfect for Self-Employed & Non-Traditional Income

The Challenge: Traditional W-2 employees can show paystubs, but freelancers, contractors, and business owners need bank statement loans.

Bank Statement Loan Requirements (2025):

12-24 months of bank statements
Minimum FICO score 620-640+
Proof of self-employment
Consistent income deposits
Clean account history (no frequent overdrafts)

Our summaries make it easy for lenders to verify your income and assess your creditworthiness.

Who Benefits Most

Freelancers & Contractors: Show consistent client payments

Small Business Owners: Demonstrate business income flow

Gig Workers: Organize multiple income streams

Commission Earners: Show variable but consistent income

Loan Types We Support

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Mortgage Loans

• Conventional mortgages
• Bank statement loans
• Jumbo loans (up to $806,500)
• Refinancing applications

Requirement: 2-24 months statements

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Personal Loans

• Unsecured personal loans
• Debt consolidation
• Large purchase financing
• Medical expense loans

Requirement: 2-6 months statements

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Business Loans

• SBA loans
• Equipment financing
• Working capital loans
• Business lines of credit

Requirement: 12-24 months statements

Get Your Loan Approved Faster with Professional Documentation

Don't let disorganized bank statements delay your loan approval. Get a lender-ready summary in minutes.

Start Your Loan Summary Now